PET BLOG

Whether your kids are heading back to school in-person, remote learning, a hybrid model of both, or homeschooling, one constant remains, your pets will always be there for you. And with multi-tasking already on overload around the house, it can seem like pets are just another chore that needs to get done. But did you know pets can actually help improve your child’s learning? Studies show social, emotional, and cognitive development improve when kids care for their pets. This article will focus on how kids’ learning can be enhanced while learning from home with pets. Responsibility One of the main reasons parents purchase pets for the family is to engrain a sense of responsibility into their children. Kids learn what needs the pet has. Typically, this involves setting a schedule. At certain times throughout the day, the pet will be fed, taken outside, cages cleaned, and refilled with water. This helps kids understand what a routine is: Wake up, brush teeth, put clothes on, and get ready to learn. Motivation Pets help kids learn motivation with cause and effect. If the dog whines to go outside, they may have to go. If a cat meows, they’re probably hungry. There’s an internal motivation for the child to react thus relieving the pet of their need. Parents and teachers aren’t always around to make a child pay attention or work on their homework. Motivation becomes driving factor for students to pick up the pencil and work on their math problems. Interactive educational lessons How many spots does Cali-the-cat have? What words can you use to describe Goldy-the-goldfish? If Rupert-the-dog has 2 front legs and 2 back legs, how many legs does he have total? Pets add a fun, interactive way for kids to learn. They take the words and numbers from a page or screen and turn it into a real-life example. It can also open their minds to more curious questions. Why do I only have two legs? Why do dogs have fur, and I don’t? Kids who are shy may also be apprehensive reading in front of other classmates or teachers. Having kids read to their pets is a great way to gain confidence. Physical activity Choosing a pet for your family typically depends on your lifestyle. Some pets (turtles, hamsters, rabbits) are more stationary. Other pets (dogs and cats) need playtime and exercise. For kids learning at home, this is a great way to enhance their physical activity and get outside. Setting 20 minutes aside to walk the dog, play fetch, hide and seek, or cat-fishing with a toy mouse are all great ways to take a break and get some exercise for both the pet and the child. Social skills Many parents are worried their kids will lose essential social skills if they don’t get back to school full time. While pets can’t replace 100% of those interactions, they still bring value to kids: Talking to their animals  Confiding their feelings  Giving commands  Showing affection  Incorporating pretend-play scenarios   Pets show unconditional love and ultimately support their small human friends. This boosts a child’s self-esteem, and they respond with compassion and care. Pet insurance to bring peace of mind With everything going on at home, pet insurance is a great way to worry about one less thing while also protecting the pet you love. With the Direct Benefits Marketplace, we make it easy to choose the plan that fits your pet and your family. Sources: https://www.scholastic.com/parents/family-life/social-emotional-learning/social-skills-for-kids/learning-pets.html https://www.canr.msu.edu/news/the_benefits_of_a_family_pet#:~:text=Pets%20teach%20children%20valuable%20life,cuddle%20buddy%20during%20nap%20time.

Adopting a new pet is a joyful experience and one you may even remember vividly: locking eyes for the first time, talking excitedly about how happy you’re going to make them, debating the perfect name, and perhaps even picking up the pet as Rafiki does in the Lion King with Simba holding him high in the air.   Now that Simba is officially part of your family, the next two weeks are critical for the pet to become acclimated to their new home. There's even a name for it: The Two Week Shutdown period. This is the time to focus on your pet's needs and make them feel welcome.   It can be overwhelming at times, and there are a lot of things to watch out for. Here are a few tips to make it easier on everyone.   Create safe spaces  There are a lot of emotions happening when a new pet comes home. Typically, it includes excitement— Let me at him! I want to squeeeeze him!—but other emotions such as anxiety, happiness, jealousy, and maybe even some fear are also at play. Creating safe spaces for everyone will get things settled quickly and alleviate stress. If there are other pets in the house, keep them separated. Or better yet, take your pets outdoors for a neutral site to meet and greet. It may seem chaotic at first, but most of the time, pets just need some space to ease into their new homes.   Stick to a schedule  Some people prefer regimented schedules, and some prefer a more relaxed schedule. Either way works, but staying consistent with some structure is a great way to introduce trust. Pets are habitual creatures, and they rely on their humans to feed, bathe, and make them feel safe. Anxiety can be enhanced by an erratic schedule, so try to stay as consistent as possible.   Watching your pet’s behavior  Some pets adjust right away, and really don’t need much attention. Others may require more in-depth guidance. It’s key to watch their behavior:  Hair sticking up on their backs  Prolonged stare  Teeth showing  Tails wagging   Reward good behavior when Cali-the-cat reacts positively to her new roommate. Be firm with Bruce-the-dog when he gets too close, and the other pet isn’t ready for close interaction yet. Professional training is another tool in the tool belt. Not only will it tighten the learning curve, but it’s also a great way to develop a bond with your pet. Soon, you’ll notice all the mannerisms for what your pet is needing.   Become the pack leader you were meant to be  A pack-leader is just that – a leader. The pack-leader mentality brings stability and awareness to situations where you may need the attention of your pet. These situations are numerous, but to name a few: potty training, kennel time, and walking on a leash. A pack-leader mentality has expert communication skills. Consistency for pets is what they count on. Be consistent with your messaging, and your pets will learn from you.  Gradually, everything will fall into place, and your new fur baby will be happy as a clam. As you begin your journey with your new companion, vet trips will become an annual occurrence. Pet insurance helps cover costs associated with vet visits, from emergency trips to routine care. Visit our Direct Benefits Marketplace for more info or talk to one of our customer happiness experts today.  

If you notice your dog limping or having difficulty standing up from a sitting or lying down position or muscle loss, or if your pup appears to be in pain when walking or moving, it could be an ACL injury. Don’t ignore these symptoms! Your dog cannot vocalize his or her pain, so if you suspect something is wrong, take him or her to the veterinarian as soon as possible. This injury can be extremely painful and will only get worse over time. What is an ACL injury? You may be familiar with the acute cruciate ligament (ACL). Known as the cranial cruciate ligament (CCL) in dogs, it’s responsible for stabilizing the knee joint, and injuries can significantly limit movement and are extremely painful. ACL injuries can be sudden, brought on by a fast movement, known as an acute injury. If your pet was completely fine, and you quickly notice he or she is walking on three legs, this is likely an acute injury. Chronic ACL injuries occur when the ligament slowly degenerates over time. In both instances, the ligament breaks down, tears, or completely ruptures.  While the risk factors for a sudden ACL injury are largely unknown, dogs with existing knee conditions, like medial patellar luxations, are more susceptible, as are certain breeds including: Rottweiler Labrador Retrievers Chesapeake Bay Retrievers Saint Bernards Newfoundlands Dog ACL surgery If upon evaluation your vet determines your dog has in fact sustained an ACL injury, surgery will likely be recommended. Surgical intervention is most effective at alleviating the pain associated with the injury. For dogs under 50 pounds, the lateral suture technique, or extracapsular repair, is most common — though heavier dogs may undergo this surgery as well. In this procedure, a hole is first drilled into the front part of the tibia. From there, a single plastic fiber line called a monofilament is looped around a small bone on the backside of the femur, through the hole in the tibia, then clamped together with a stainless steel clip to re-stabilize the knee joint. Other surgical options include: Tibial Plateau Leveling Osteotomy (TPLO): The tibial plateau is cut and rotated to alter the angle of the knee Tibial Tuberocity Advancement (TTA): A linear cut is made across the front of the tibia, and a bone spacer and steel plate is placed to change bone structure. Tight Rope Technique: Small holes are drilled in the knee, and “Fibertape” is used to thread the knee in various directions. Which treatment option is best for your dog? Your vet will suggest one of the procedures above based on your pet’s age, size, and demeanor.  Dog ACL surgery cost Prepare to fork over a significant chunk of change for your dog’s ACL surgery. TPLO and TTA will likely cost between $2,000 and $3,000 — per knee — and that cost will increase even more if you select a board-certified surgeon to perform the procedure. The lateral suture technique typically costs slightly less, but you can still expect your bill to be over $1,000. Following the operation, your vet will prescribe anti-inflammatory or pain medications and recommend dietary supplements, some of which your pet may need to take throughout the rest of his or her life. These, along with post-op rehabilitation to rebuild muscle and minimize weight gain, will accrue additional costs in the months and years following the ACL surgery. To assist with these high costs, most pet owners opt for some form of pet insurance. Most insurance carriers and policies cover treatment for acute ACL injuries — as long as you purchase before your dog gets hurt. Some may not cover treatment for chronic injuries, or for dogs who have pre-existing conditions that may have contributed to the injury. Ongoing care can save you  Preventing an ACL injury in your dog is difficult, as there are typically no warning signs, and direct causes are still unclear. If your dog’s breed is more prone, keep an eye on their gait and don’t forget to take them in for regular veterinary checkups. When caught early, problems can be resolved before they become more extensive and more expensive to treat. Regardless of breed, don’t miss your pet’s annual exam, and look into pet insurance before your dog gets sick or hurt. Run a free instant quote to customize a pet insurance policy today. 

Taking care of your dog’s teeth is critical to their health. While there are steps you can take at home to protect your dog’s dental health, nothing is as effective as regular teeth cleanings. Learn more about why it’s important, what it entails, and much more. Why is dog dental health important? A dog’s dental health is important for their overall health and well-being.  Poor oral hygiene can contribute to the following:  • Bad breath • Excessive drooling • Tooth decay • Inflamed gums  • Gum disease • Trouble eating or loss of appetite • Loss of teeth Over time, these can develop and worsen, potentially causing fatal liver, heart, and kidney diseases in your pet. How does dog dental cleaning work? Veterinary offices often perform teeth cleanings for dogs, or you can schedule an appointment with a veterinary dental specialist. Barring any extensive problems or additional treatments needed, the whole process should take about an hour.  First, anesthesia will be administered to ensure the vet can perform the work safely in your dog’s mouth and keep your pet free of pain. Your veterinarian should do a health check, and possibly blood work, to ensure your dog is healthy enough for sedation.  Most veterinarians will also place an IV catheter to support blood pressure and organ health throughout the cleaning. Using an ultrasonic scaler, the vet will remove larger deposits of plaque and tartar from the teeth, then using a hand scaler clean under the gum line and on all sides of teeth. Then, they will rinse your dog’s mouth, polish each tooth, and rinse again. Fluoride may be applied as well. One thing to note: If you prefer to skip anesthesia, either to reduce costs or in concern over your pet’s health, certain veterinarians offer anesthesia-free, lighter cleanings. Just remember, the cleaning cannot be done as thoroughly without sedation, and depending on your dog’s size, breed, and temperament, it may not be possible. How often should you get your dog’s teeth cleaned? It’s recommended you get your dog’s teeth cleaned every six to 12 months as a preventative measure, and so you can identify potential problems before they become worse. However, certain dog breeds are more prone to oral issues and may require more frequent visits. On the other hand, regular and thorough dental care at home may buy you more time between cleanings. It’s important to speak to your veterinarian to get a professional recommendation.  How much does a dog teeth cleaning cost? Generally, the cost of a basic teeth cleaning will fall in the $200 to $300 range; however, the final cost will be determined by where you live, your dog’s age and size, and a number of other factors: • Whether X-rays are needed (often required to identify any oral issues) • Whether an extraction is needed • Pre-dental examinations/diagnostics performed • Number of staff required to perform the exam and cleaning • Additional recovery time needed • Follow-up care needed • How your provider charges for services (by the tooth, by the specific treatment, by time) If the veterinarian discovers a disease or another problem, they’ll recommend surgery or other treatment, which will incur additional costs. Certain pet insurance policies may reimburse you for expenses associated with teeth cleanings or dental procedures, or offer coverage as part of an add-on wellness package — it’s critical to check your policy and understand what is and is not covered before taking your dog in for his or her cleaning. How can you maintain dental health between cleanings? Taking actions to uphold your pet’s oral health will mean less extensive and costly work in the future. Help keep your dog healthy by practicing regular dental care at home, such as:  • Brushing their teeth regularly (as frequently as possible) • Feeding them nutritious dog food • Providing adequate chew time/toys • Asking your vet about oral rinses or mouthwash for your dog Don’t have pet insurance? Check out available plans in your area on the Direct Benefits Marketplace.

It’s a pet owner’s nightmare: they do all they can to keep their dog or cat healthy and happy, but their pet still becomes sick or gets injured.   While the best case scenario is that the condition can be treated with medication, further intervention may be required if the case is severe and non-invasive treatment is not a viable option. It can be scary, but pet surgery is actually relatively common. In the case of an accident or illness, various surgical procedures help to restore your pet’s health. Surgery may also be used to diagnose some conditions.  Common pet surgeries include: Tumor or mass removal Foreign body removal Fractured teeth repair Cataract surgery Soft palate surgery Hip dysplasia surgery Wound repair Spay or neuter These procedures can be time consuming and require the care of experienced and compassionate veterinary staff, accruing steep costs as a result.  How much does pet surgery cost? The cost of your pet’s surgery can vary widely and will be determined by numerous factors, including the type and extent of the procedure, your pet’s breed and age, other existing medical conditions, where you live, and the specific veterinary practice you choose. In addition to the surgery itself, treatment costs may include one or more of the following: Pre-surgery clinic visits Pre-surgery diagnostics (blood work, ultrasound, or x-ray) Anesthesia Post-surgery care (pain medication, follow-up care, rehabilitation) Post-surgery diagnostics (biopsy, blood work, imaging) While these costs can add up quickly, your veterinarian will walk you through what is needed and cost options to ensure your pet gets back to optimal health without too much stress. Does pet insurance cover surgery? In certain cases, insurance may cover pet surgery. Pet insurance is one of the best ways to alleviate the financial burden of maintaining a dog or cat’s health. A majority of the surgical procedures listed above will be covered by insurance, but it’s important to evaluate your specific carrier and policy or request a pre-authorization to get a full understanding of what is covered versus what you can expect to pay. Elective surgeries, such as dewclaw removal and gastropexy for dogs; preventive operations; and procedures for pre-existing conditions, are typically not covered by insurance. However, some plans may cover complications associated with the procedures.  Now is the time to prepare Although it’s a situation you prefer not to think about, it doesn’t benefit you to ignore it or put it off. The best thing you can do as a pet owner is to be prepared for the worst and seek out pet insurance options, so you have the peace of mind knowing you won’t be blindsided with a hefty veterinary bill down the road. You’ll be unlikely able to purchase insurance after your cat or dog gets sick.

An important decision new pet owners must make is whether to spay or neuter their cat or dog. Many veterinarians consider these procedures as a critical facet of a pet’s overall health and wellness, but it’s important to have a full understanding of what is involved before scheduling the surgery.  Continue reading to learn what spaying and neutering are, how much they cost, and how pet insurance can relieve you of some of the expenses associated with the surgery. What does spaying and neutering entail? Spaying and neutering are permanent, irreversible surgical procedures that remove an animal’s reproductive organs, effectively sterilizing your pet. Spaying refers to the procedure used for female cats and dogs, while neutering is the term used for males.  When you should spay or neuter your cat or dog is important for the animal’s safety. Your veterinarian will take the type, breed, and overall health of your pet into account to recommend the best timing and course of treatment. Cats may be spayed or neutered as young as eight weeks and up to five months old, while most dogs will undergo the surgery between six and nine months old. Should I have my pet spayed or neutered? Choosing whether to spay or neuter your pet is a personal decision. Most pet owners decide this treatment for their cat or dog to prevent unexpected litters that can contribute to overpopulation. Spaying and neutering both also help to curb certain behaviors in your pet, including aggression and spraying in dogs, and cats yowling or urinating outside of their litter box. Finally, the surgery can reduce the risk for a range of medical conditions, such as uterine infections in females and testicular cancer in males.   How much does it cost to spay or neuter a dog or cat? The costs associated with spaying and neutering pets can widely differ depending on where you live; the type, breed, size, and age of your pet; whether anesthesia will be used in the procedure; and your vet’s specific policy. On average, you’ll spend between $50 and $300 for the surgery. Blood work or post-op pain medication can incur additional charges as well.  If you’re looking to save on spaying or neutering, low-cost services may be available through your local Humane Society, SPCA, or animal shelter. If you’re new to your veterinary office, they may also offer discounts or specials. Does pet insurance cover spaying and neutering? A basic accident and illness pet insurance policy may or may not cover spaying and neutering, and pet owners with major medical or accident-only plans will not be covered for these procedures, as they are generally considered elective.  However, many pet insurance carriers provide add-on options available to help pet owners cover the costs of spaying or neutering surgery. These are offered as wellness rewards — purchased on top of the main policy — that cover both routine and preventative care including spaying and neutering or reimburse the pet owner following the procedure. How much of the surgery will be covered is contingent upon the insurer and its coverage or reimbursement limits. You can browse available policy and coverage options for your cat or dog here.

Are you thinking about enrolling in a pet insurance plan to help cover the cost of veterinary treatment for your fur baby? Wise move! But what does pet insurance cover, exactly? Well, that all depends on the type of policy that you sign up for. It’s a lot like shopping for health insurance for humans, as different plans will provide different levels of coverage for different types of care.  It might seem like a lot at first, but don’t worry, it’s not all that complicated after all. Below is a basic breakdown of what to look for as you shop for the right pet insurance for your needs and budget.  Pet Insurance Coverage: What to Expect You shouldn’t anticipate that a pet insurance policy will automatically cover every form of veterinary care that your furbaby will require. Instead, it’s wise to read through the fine print while comparing various plans and providers so you can find the one that will be just right for you and your companion.  Generally, pet insurance plans will start by covering most illnesses and accidents. The coverage will be there for those unexpected vet visits that can cost a lot of money. When it comes to pre-existing conditions, they might be excluded altogether, or there might be restrictions in terms of what’s covered. For example, some plans will cover only those conditions that are curable, while other plans might not cover pre-existing conditions at all. Chronic conditions, such as arthritis, asthma, diabetes, and cancer, are usually covered. Just be sure to read the fine print to see if there are any restrictions. The costs of rehabilitation might be covered by pet insurance, but there may be restrictions on the amount of coverage that’s provided for this type of treatment. Purchasing a policy rider might be necessary to get what you need. Routine care and wellness visits might only be covered if you purchase an add-on, such as a wellness rider. Usually, plans will not offer coverage for this category of care, which would include things like checkups, spaying/neutering, vaccinations, etc. So, if this type of coverage is important to you, go with an insurer that offers it as an option. Alternative therapies, such as chiropractic care and acupuncture sessions, might be covered as long as they are done by a licensed vet. However, some insurers might require that you purchase an add-on to your standard policy if you want this type of coverage. Office visit and exam fees are those that your veterinarian charges just to see your pet. These might not be covered by insurance, so again, if you want this coverage, be sure to read the fine print. For example, you might notice that a plan with a payout limit covers these types of fees, while plans without payout limits won’t, or a plan might only cover exam fees for non-routine visits. If your vet needs to order diagnostic tests, such as X-rays, blood tests, and scans, they’ll likely be covered by insurance, but there might be restrictions if those tests are ordered as part of a wellness or preventive checkup. When your pet needs a prescription medication, insurance might help cover the cost. However, when it comes to medications, such as flea and tick treatments, that are available over-the-counter, you’ll probably have to pay for those on your own. What Does Pet Insurance Not Cover? Again, every pet insurance provider is different. Generally, however, there will be exclusions, and they might include things like the following: Dental disease Behavior problems Hip dysplasia Hereditary or breed-specific conditions Grooming Bilateral conditions Cosmetic and elective procedures, unless they’re medically necessary Remember, there are exceptions, with some pet insurance providers offering more than others. So, for example, you might be able to find a plan in your area that covers conditions like hip dysplasia even though other providers will not. It’s so important to do your research! Interested in Shopping for Pet Insurance? If you think that pet insurance is just what you and your furry friend need, you’re probably wondering if there’s an easy way to find the appropriate policy for your budget. Yes, there is! By checking out a resource like the Direct Benefits Marketplace, you can browse options and see if they match your expectations.  Remember, pet insurance costs are based on various factors, such as your pet’s species, breed, age, and gender, as well as where you’re located. Once you’re able to compare various plans to one another, you can determine which one will give you the best value for your money, and you won’t have to worry so much about covering the cost of important veterinary care.  Pet insurance covers quite a bit, which is why it’s growing in popularity among owners of cats, dogs, and exotics. Whether you want a little bit of coverage or a lot, there’s a plan to suit your needs and give you peace of mind.            Sources: https://www.valuepenguin.com/pet-insurance/what-is-pet-insurance https://www.gopetplan.com/blogpost/what-does-pet-insurance-cover https://www.policygenius.com/pet-insurance/learn/what-doesnt-pet-insurance-cover/ https://365petinsurance.com/faq/does-pet-insurance-cover-hip-dysplasia/  

Your new best friend is getting settled into their new home. You’re playing and bonding, and they’re healthy and happy. It’s now time to take them for their first veterinarian visit for a routine check-up! This visit is critical to your young pet’s well being, but it might be a bit overwhelming for a new pet owner or a new pet. Here are some of our tips for a smooth first vet visit.{...} When to take your pet to their first vet visit Whether your pup came from a shelter or a breeder, puppies should be brought to the vet within their first few days after coming home. The same rule applies to kittens – It’s a great way to get a baseline of your animal’s health and start their life in your care on the right foot (or paw).Once you've decided it's time for a trip to the vet, do some research and find the right vet for you and your animal. How to prepare for first vet visit Gather materials You’ll want to bring along any paperwork the breeder or kennel gave you. The vet may ask for the information on your pet’s medical history, which is typically included in these files! Pro tip: Make a special folder for all your new pet’s documents. This makes it easy to bring along to appointments and training classes or have on-hand for pet-sitters in the case of an emergency. Have treats on hand Bring along some treats! Have the vet give the treat to your pet – it’s a great way to start developing trust between your pet and their doctor. Socialize your pet Having a well-behaved pet can be the key to a great appointment. Start with socializing your pet and getting them used to being touched and held gently by a variety of different people, so they can accept their vet’s positive touches throughout your pet’s first vet appointment. Ask the vet clinic some questions If it’s your first trip to the vet, too, it’s important to ask if you have any questions prior to the appointment. Some first veterinarian visits will include a fecal exam, and your vet clinic might ask you to bring a sample of your animal’s stool. What to expect at the first vet appointment Every veterinary office is different, but generally, you can expect the same thing from your first trip to the vet:  • The vet will start to get to know you and your new animal, ask where you got your pet, whether it’s been de-wormed or had any vaccinations, etc. They will probably ask some lifestyle questions to learn more about your pet’s specific needs, too!  • When arriving, keep your puppy or kitten kenneled or on a leash and close to you. There will likely be other animals around and you’ll want to keep them as calm as possible. • The vet will thoroughly examine your puppy or kitten. This will likely include weighing your pet and examining their ears, coat, eyes, heart, teeth, and gums. • The first trip usually involves vaccinations, but it’s up to you as a pet parent which vaccinations and boosters your pet will get. What will the first trip to the vet cost? Prices will vary based on exams and procedures performed, but they will also vary from clinic to clinic. You might want to call clinics in your neighborhood to compare prices before you go. Additionally, you may want to consider investing in pet health insurance to cover pricey vet bills. Questions to ask at the first vet visit “What kind of vaccinations does my pet need?” You will probably have to return for more vaccinations, but it is good to know what your vet recommends and how many your new puppy or kitty might need in the future so you can plan for costs and upcoming appointments. “What preventive measures should I be taking?” Heartworm, fleas, and ticks can all be prevented with special medications or vaccinations. Ask your vet what they recommend based on your animal’s size and lifestyle. “How much food should I be feeding my pet?” This question might be accompanied by another great question, “is my animal’s weight normal?”. Your vet will be able to recommend a serving size and even specific types of food based on your animal’s breed, age, and lifestyle, resulting in a happier, healthier pet!  “Is _____ normal?” “Should I be doing _____?” And any other curiosities you might have! No question is a dumb question when it comes to your pet’s well-being. Now is the time to ask any question you have about how to care for your new family member – So, don’t be shy! Ask away! Sources: https://www.akc.org/expert-advice/health/puppys-first-vet-visit/ https://www.veterinarypracticenews.com/how-many-vet-visits-does-a-puppy-need/

As dogs enter their senior years, their dietary needs may change. This is completely normal and, luckily, there’s an easy change you can make to ensure your senior dog has what they need nutritionally. An older dog’s diet doesn’t really require more effort – just a change in food! Here are some reasons dogs need senior dog food and signs that your best friend might benefit from a change in diet.{...} Why do older dogs need senior dog food? The dietary needs of animals change over time due to age, activity level and overall health. For example, puppies require a diet different than adult (also called second-life-stage) dogs, and adult dogs require a diet different than a senior (or third-life-stage) dogs. Our senior pets undergo metabolic, immunologic and body composition changes. These changes may be unavoidable, but you can help your dog by switching them to a senior diet. What does that mean? It means when dogs reach their senior years, they may need food with more protein and fiber, and less fat; with glucosamine and/or fatty acids such as DHA and EPA. You can also find issues that address your pet’s specific health needs! You can purchase dog foods that are made specifically for dogs with diabetes, tooth decay or loss, or other health problems that your dog may face in their senior years. At your next visit to the vet, ask your vet about how you can supplement your dog’s current health regimen with special foods. It’s also smart to do some research of your own—there are so many different types of dog food for older dogs on the market, and it’s good to know what you’re looking for. Signs that your furry friend needs senior dog food 1. Your dog is showing visible signs of aging The term “senior” can describe a pet that is aging, but there is no exact age range that defines a dog’s life stage. If your dog is between 5-10 years of age and you start noticing changes in weight, changes in sleeping pattern, drinking patterns, and deterioration of their overall body composition, you might have a dog that is considered “senior”. 2. Your dog is experiencing weight changes Some older dogs might become obsessed with food and begin gaining weight, while others have the opposite issue and become fussy eaters over time. If you don’t already, keep an eye on your dog’s eating habits and body weight. Another thing to watch (or smell!) for? A gassy dog. Senior pets might develop digestive issues such as flatulence of upset stomachs. These dogs might be a good candidate for a senior formula to meet their needs and address any dietary challenges. 3. Your dog’s behavior has changed You might notice your dog’s behavior is a little “off”—they’re sleeping more and have less energy, or they’re unwilling to do activities they used to enjoy—they might be entering their senior years. Give them longer periods of interrupted rest and consider talking to your veterinarian about switching to senior pet food. Switching your dog from an adult diet to a senior diet might deter expensive vet bills, but most importantly, it will make for a comfortable older dog that is getting the nutrients they need to age gracefully. Sources: https://www.petmd.com/dog/care/evr_dg_defining_senior_age_in_dogs https://www.avma.org/resources/pet-owners/petcare/senior-pet-care-faq https://pets.webmd.com/dogs/guide/senior-dog-food#1 https://www.akc.org/expert-advice/nutrition/nutrition-and-supplements-for-senior-dogs/

We love our feline friends, but we know that they don’t always love our other pets right away. Introducing a new cat to your existing pets is tricky, but it can be made trickier by the unpredictability of cats! Whether you’re bringing home a new kitten, a rescue cat, or combining homes with pets, we’re here to help make sure the introduction of a new pet into your household goes smoothly!{...} Before we get started, it’s important to remember that new pets require patience. Introducing new pets to existing pets—and more importantly, getting them to play nicely—can take time. Practice patience whenever working with your animals and be sure to get advice from a professional (veterinarians, licensed dog trainers, etc.) whenever necessary.  Introducing a new cat to another cat: 1. Before bringing a new cat home, create a separate space for them You will want to separate your new cat from your existing cat(s) right away so you can have control over their first meeting. Allow your new feline friend to get comfortable in your home with a space of their own.  This space should contain water, feeding dishes, and a litter box of their own. This is their little retreat for the next couple of days, and their first introduction to your home!  Make sure that the room has multiple “hiding spots”, just in case the cat gets frightened. Hiding places are important! They may need a place to retreat to when confronted by other cats or when easing into a new household.  2. Do “the switch” You should allow the cats to enjoy their space for about 2-3 days.  Once the animals appear comfortable in their spaces, do “the switch”: move the existing cat(s) into the new cat’s space, and allow the new cat to roam the existing cat’s space.  Allow the cats to roam the “new” spaces and become familiar with the other cat’s scent. This acclimation process can take place over one day.  3. The Meeting Let the cats get familiar by sensing each other through a closed door. You can allow them to paw at each other under the door if they’re being friendly.  After they seem comfortable with each other’s presence (this could take a few days or even a few weeks – use your best judgement), allow them to meet by opening the door.  It is always a good idea to have treats on-hand for the meeting. Reward the cats with treats throughout the meeting. If there are any signs of stress, separate the cats again.  Introducing a new cat to a dog: “Fighting like cats and dogs” is just a phrase – there are so many instances when cats and dogs get along and happily share a household.  1. Build them a dog-free zone You will want to separate your new cat from your dog right away so you can have control over their first meeting, but this dog-free zone also serves as a retreat for your kitty cat in the event that the cat feels threatened or upset by your dog.  Ensure that this space contains their water bowl, food bowl, and a litter box of their own. Set up some “hiding spots” for your kitty to help them feel extra safe.  2. Keep them separate Keep the animals separate for a few days. Allow your cat to get accustomed to their new home. This period away from each other allows the pets to get used to being in the same home together without making contact.  3. The pre-meeting meeting Allow the animals to interact with each other on opposite sides of a door. You can feed them near the door to teach them to associate the other with “good” things.  They might be curious and paw at each other under the door. Allow them to do so if it seems pleasant.  4. Meet on neutral ground Facilitate a short meeting in a common area of the house. Perhaps this is your living room. Keep your dog on a leash if necessary and allow the new cat to come and go as they please.  It is important that you stay calm and collected during the meeting. Try to relax and speak to the animals in a calm matter. It’s also a good idea to keep a few treats on hand for each animal and reward them for good behavior throughout the meeting periods. You can also have lots of toys around for them to entertain themselves. Continue these brief, controlled meetings (again, on neutral ground) until the animals seem like they’re familiar and content with one another.  5. Allow them to mingle freely Let the animals roam but be sure to keep an eye on them. Some people like to let their dog drag their leash throughout the home so you can easily stop them if they get too excited or show any aggression towards the new cat.  Once the introductions have been made, and your new feline friend is settling in, it’s time to think about pet health insurance to protect them. We’ve got you covered – run a free quote to see rates for your new cat today or call us to chat with one of our licensed agents if you have any questions about pet insurance.  Sources: https://www.paws.org/resources/introducing-cat-to-cat/ https://www.animalhumanesociety.org/behavior/how-introduce-dog-and-cat https://www.petmd.com/cat/training/evr_ct_how-to-introduce-a-dog-to-a-cat

Dogs are inherently pack animals--but that doesn’t mean your new puppy, foster dog or rescue dog will automatically take to everyone around them. Luckily, there are things you can do to help them adjust.  Now that you’re a pet owner and you’ve brought them into their new home, they need to become familiar with their surroundings and socialized to who and what is around them.  Socializing your dog is critical to having a pet that is happy, healthy, and friendly to other animals and people.{...} Why socializing your dog is important: Helping your puppy or dog acclimate to all kinds of sights, sounds, and smells in a loving and positive way can prevent them from being fearful of children, other dogs, or of riding in the car, for example.  This is important for the safety of your dog, yourself, and other humans that might want to interact with your dog in the future. But dog socialization is also important to the quality of life of your friend on four legs.  Putting it simply, when a dog is socialized properly, they can live a better life. If a dog is unafraid of the people and things they see daily, and is therefore able to tag along on walks, trips to breweries or parks or anywhere outside of the house, they lead a happier life. They are less likely to experience stress and anxiety in their daily life. How to socialize your dog: You should try to socialize your dog with humans as well as with other dogs. Follow our three tips to socialize your companion.   A note about age: It’s important to socialize a young puppy to shape their view of the world positively. It’s best to socialize your puppy in the first few months of their life at home.  While puppy socialization is important, a dog is never too old to be socialized—or “reintroduced” to sights, sounds, and smells. When re-socializing a dog that is no longer a puppy, supervise carefully and use positive praise (and treats!) to help them associate their surroundings with good things. 1. Introduce them slowly and carefully to a variety of settings • Let them meet family and friends on a one-on-one basis, in a calm, quiet room.  • Introduce them to other household pets slowly and thoughtfully • Take them on daily walks and observe their body language when meeting a new person or an unfamiliar dog. Let them sniff from a distance before getting close and keep them on a short leash just in case either animal gets too excited.  • Take them to a dog park--but don’t go in yet. Walk them around the outside edges so they can take in the smells, sights and sounds of other dogs at play.  • Bring them to a variety of places where they can see, hear, and smell different things. While they’re out with you, introduce them to as many people as possible! Let them pet your dog if they are comfortable. Try to get them comfortable around different types of people (young children, seniors, in wheelchairs, on bikes, in hats, etc.). Teach them how to greet people and then lie down with a toy. Great places to go include:        o Work (if possible)       o Outdoor cafes or coffee shops       o Pet food stores       o Hardware stores that allow dogs       o Beaches and parks that allow dogs • Use treats to reinforce good behavior. If your dog is doing great–or feeling a bit unsure about a new experience–feel free to give them treats along the way to indicate a positive experience. 2. Enroll your puppy or dog in a training class Introductory puppy and dog classes—whether they’re obedience classes or agility training—are great places to socialize your dog or puppy.  Your dog will learn new tricks and learn to pay attention to you while other dogs are present. It’s a win-win! In these training classes, there are typically other dogs that your dog can socialize with. This is a great opportunity for your dog to get used to being around other dogs regularly and in a casual setting.  3. Handle your dog with loving care Touch is an important part of dog socialization! You want your pup to get used to people handling them so they are comfortable in situations like going to the vet, trainer, chiropractor, or being in the care of a dog sitter or dog walker.  It’s important for your animal to get used to your (and others!) kind and gentle touch. Pet their ears and cradle them in your arms regularly. Be sure to carefully touch their mouth, teeth, and paws whenever you get the chance. Socializing a puppy or dog be a difficult process, but it is always worth the work! When socializing your new best friend, exercise caution. Every dog is unique, and it is important to watch carefully and alter your socialization process as necessary. If additional help is needed, be sure to consult your veterinarian or a professional dog trainer. So, stock up on treats and get ready to get social with your pup. Practice makes perfect!  And once the introductions have been made, and your new dog is settling in, it’s time to think about pet health insurance. To get a pet insurance quote and see our what our plans offer, from vaccinations, to emergency visits to routine care, visit directbenefits.com/pet-insurance. Sources: https://www.animalhumanesociety.org/behavior/socializing-your-dog https://www.akc.org/expert-advice/training/puppy-socialization/

If you have a pet, or are considering adopting one, then you need to have a veterinarian. Finding a vet with the right expertise, and the calm and caring approach your pet needs, can be challenging. We’re ready to help you find the best vet for your furry or feathered friend. Start by asking friends and family members about the vet they use and why they like them. Do an Internet search and study the websites for veterinary clinics nearby. Then use our list of questions to help you narrow down your choices in finding a veterinarian you like. Where is the practice located? Will it be easy for me to get there? Is it open at times that are convenient for me? How soon are appointments available? What are the fees for the various services? Does the office accept my pet insurance plan? Does the practice handle routine surgery such as spaying and neutering? How many years of experience does the vet have? Is there an emergency facility in my area if clinic services are unavailable? Be sure you’re covered with the right pet insurance plan, too. If you haven’t gotten a plan yet, we can help you! We’ve done the research and are available to chat online or on the phone. With our experience and background, we can find the right coverage for you - call us at 888-890-1944 or e-mail us at info@directbenefits.com. Of note: The information provided here is not meant to be a substitute for professional veterinary advice. Always check with a veterinarian you trust before making any major healthcare decisions for your pet family.

We take our pets to the groomer for any number of reasons: To keep their coats shiny and healthy; to remove dirt and debris; to shave or trim fur in hot weather; to acquire a special look; to get nails trimmed, and more. So how do you find the right groomer for your pet’s needs? We can help! We’ve put together a list of some things to consider when looking for a groomer. Is the groomer conveniently located? What hours and days is it open? Do those hours fit with my schedule? How much are the services? Do the fees fit into my family budget? Can I leave my pet for the day? Am I required to leave my pet for the day? What special services are available? For example, what is the cost for detangling matted hair, burrs in fur, etc.? What do you do to calm pets down? (Some groomers might sedate pets with drugs before grooming.) Does the facility feel safe and inviting? Are dogs and cats kenneled separately in the facility? Do the other animals and owners seem to be relaxed and happy with the services? If you’re thinking of pet care, you may be thinking of insurance as well. Don’t worry - we have your back. We’ve done the research and we’re here to help. If you haven’t gotten a pet insurance plan - we can help! We’ve done the research and we’re online and on the phone ready to talk with you about any questions you might have about choosing the right coverage. To chat with one of our team members, call us at 888-890-1944 or e-mail us at info@directbenefits.com. Of note: The information provided here is not meant to be a substitute for professional veterinary advice. Always check with a veterinarian you trust before making any major healthcare decisions for your pet family.  

We know your pet isn’t just a companion; she or he is an integral and important part of your family. So when it comes to training, in particular a new dog or puppy, we’re here to help you find the right trainer and training program. Choosing the right training program or trainer for your young pet can make a world of difference. That’s why you’ll need to be sure to choose the best possible trainer and facility{...}. To help, we’ve put together these some simple steps to help you and your family. STEP 1: Before you pick a trainer, ask yourself: What type of training does my pet need? All puppies benefit from obedience training. But depending on breed, and energy level, you may want to enroll you pet in agility, protection, tracking, hunting, search and rescue, therapy, hunting, herding, or flyball training, as well. How involved do I want to be in the training process? Options include individual (one-on-one) sessions and group classes, as well as obedience schools where you send your pet to get trained. What is my budget? According to Angie’s List, the cost of dog training can vary widely, depending on if the trainer charges by the hour or has a package of multiple sessions. STEP 2: Ask around. Talk to your vet about reputable trainers. Ask family members,  friends, neighbors and co-workers where they trained their pets. Breeders, animal clubs or local animal shelters may also have recommendations. STEP 3: Once you have several recommendations, do your research. Search online, or by phone, to find out where the trainer or facility is located, when sessions are offered, types of training offered, fees, policies for cancellation, and any other questions you might have. STEP 4: Narrow your choices. Meet with the trainers. Better yet, visit their classes. Take notes during the class to help you remember your impressions.   STEP 5: Evaluate your experience. At each class you attended, was the trainer helpful, courteous and knowledgeable? If you talked with the trainer, did they listen to your questions and answer them clearly? Did the trainer take the time to explain his/her methods? BENEFIT BONUS Trust yourself. Follow your reactions when deciding whether this trainer is the right one for your pet. If you aren’t comfortable with the trainer or their methods, find another instructor. Get covered. Be sure you’ve got the best pet insurance plan possible. If you haven’t gotten your pet plan yet, no problem. We are happy to help with any questions you’ve got. We’ve done the research and are here to help! To chat with one of our team members, you can call us at (888) 890-1944 or e-mail us at info@directbenefits.com. Training is critical to your dog’s psychological health and positive interaction skills. It also helps integrate your family with your pet and establishes boundaries; all of which contribute to your pet’s well being - and to the health and happiness of your family. Of note: The information provided here is not meant to be a substitute for professional veterinary advice. Always check with a veterinarian you trust before making any major healthcare decisions for your pet family.

More and more individuals and families are traveling with their fur babies and animal companions. If you’re like many pet owners, your pet is an important part of the family. So no matter if you’re traveling by car, airplane, train or RV, Fido and Fluffy are - of course! - coming along too! We’re here to help. If you’re planning a trip and your pet is coming along, start with a call or visit your vet. Tell your vet where you’re going, how you’ll be traveling, and for how long. You’ll also want to put your mind at ease and get answers to these questions so you have no surprises while traveling. Are your pet’s vaccinations current? If you’re traveling out of country, many countries require a health certificate showing that the animal has up-to-date vaccines. What diseases or illnesses might your pet encounter at your destination? Forewarned is forearmed. Protect your pet and your vacation by making sure your furry family member has all the necessary vaccinations. Will my pet’s current medical conditions pose a problem while traveling? Travel is exciting--and it can also be stressful for some people and animals. Does you pet have any health issues that may worsen during travel? Or by being in a particular environment? Talk with your vet to clear up any questions or concerns you might have. Care and feeding. Some animals need a certain diet or even medications to help them be as calm and healthy as possible before, during, and after travel. Discuss with your vet how to keep your pet as calm and as happy during travel. Are your pet’s ID tags and microchip information up to date? All of your pet’s information needs to be up to date, with contact details and vaccination information included. If the unthinkable happens--your pet gets lost--you can be reunited with greater ease. Don’t forget toys, blankets, and other familiar objects. Bring along a couple of your pet’s everyday items;  your pet’s comfort will make the trip more fun for everyone. If you don’t have pet insurance yet, not to worry! We’ve done the research and are here to help with any questions you may have about choosing the right coverage for your furry family member. To chat with one of our team members, you can call us at 888-890-1944 or e-mail us at info@directbenefits.com. Of note: The information provided here is not meant to be a substitute for professional veterinary advice. Always check with a veterinarian you trust before making any major healthcare decisions for your pet family.  

We’ve all heard about go-kits and bug-out bags: The ready-to-grab backpack or duffel with everything needed - clothing, food, water, medications, IDs - things you or your family need to leave home in a hurry during an emergency or natural disaster.  What about the family pet?  They need a go-bag, too! We’re here to help. Here’s a list to help you get started creating your pet’s emergency kit. Let’s get packing!{...} Create a go-kit (using a bin or bag) and place it next to your pet’s crate, kennel or carrier.  Don’t forget food and water 3-7 days’ worth of your pet’s regular canned or dry food Bottled water, at least 7 days’ worth for each pet Can opener Water and food dishes Consider bringing …  Blanket (for comfort or covering cages) Disposable garbage bags for waste clean-up, scooping poop Disposable litter trays (aluminum roasting pans are perfect) Extra collar, harness and leash (make sure they fit properly) Flashlight Grooming/hygiene items Liquid dish soap and disinfectant Paper towels Towel Toys Your pet has important documents, too! Either a photo or photocopies of medical and vaccination records Prescriptions and instructions for medications Pet insurance cards and policies ID tags, microchips and licenses Recent photos (in case you are separated and need to make “Lost” posters) A written description including name, age, weight, fur and eye color, and other identifying details A list of phone numbers, including for your veterinarian, pet sitter, closest emergency pet hospital, pet insurance agent A few more tips Rotate food, water, and medications every two months or so. That way, all items stay fresh and you are prepared with the most up-to-date supplies. Make sure that all family members know the location of the kit, in case of an emergency. That way, everyone is prepared.  Now that you’re pet is prepared, is it covered with the right pet insurance plan? If not, we can help you online or talk you through any questions about choosing the right coverage. We’ve done the research and are here to help. To chat with one of our teammates, call at 888-890-1944 or email us at info@directbenefits.com. Of note: The information provided here is not meant to be a substitute for professional veterinary advice. Always check with a veterinarian you trust before making any major decisions for your pet.  

Are you ready to adopt a furry or feathered friend? We’re here to help. Choosing to bring a pet into your family isn’t a decision to be taken lightly. Along with becoming a loving addition, pets need lots of care. So how do you decide on the perfect pet for you and your family? Here are some considerations for your fur-ever friend. 1. List the reasons why you’re considering a pet. Are you looking for companionship? To provide a friend for a pet you already have? List your reasons. Once you’re clear about why you want a new pet, you’ll be able to narrow your search more quickly. 2. Know what’s hard about pet ownership. There’s a lot to love about pets - but they also require a lot of care. So along with the cuddles, cuteness, and companionship, think about the responsibilities that come with caring for a pet. Shedding, possible allergies, pet “accidents” and messes, damage to furniture, chewed shoes, training expenses, food costs, veterinarian visits, your time, and more. When you know what’s tough — as well as what’s rewarding — you’ll be better prepared. 3. Determine if a pet will fit your lifestyle. Do you live alone or with others? Do you have children or other pets? Do you the space required for the pet you’d like to adopt? Do you travel frequently, and if so, could you take your pet with you? What activities would you like to do with your pet? Considering these factors will help you make the best adoption choice. 4. Call your local animal shelter, pet store, or breeder. From what kind of organization or company would you like to adopt your pet? Call a representative from your local animal shelter, breeder or pet store to discuss what we’ve done the research and are here to helps you’re looking for, whether the animal has been vaccinated, and fees involved for adoption. Intrigued? Schedule a visit. 5. Observe your potential pet. Is it friendly? Active or more reserved? Good with children? Good with other animals? Well-behaved? Trained? Watch your potential pet carefully. Ask questions about its interactions, personality, and behavior. 6. Make your final decision. Are you still undecided? Ask for second visit. If you know which pet you want, discuss when you can take the animal home. Be sure you leave with your new pet’s registration or medical papers. If you’re looking to adopt, make sure you’ve got an excellent pet insurance plan.Have a question? We’ve done the research and are here to help! To chat with one of our team members, you can call us at (888) 890-1944 or e-mail us at info@directbenefits.com.