Dental Insurance Plans | Direct Benefits, Inc.
what type of insurance are you looking for?
  • 1/1/2019
Coverage for Gender * Date of birth* smoker?
primary
spouse
X
child 1
X
child 2
X
child 3
X
child 4
X
child 5
X
+ spouse + child

GET FREE INDIVIDUAL & FAMILY QUOTES
GET FREE INDIVIDUAL & FAMILY QUOTES

DENTAL INSURANCE PLANS

  • Piggy Bank

    Value And Savings

    Save up to 40% when you take advantage of your dental plan coverage and discounts.
  • Calendar

    Routine Cleanings

    Yearly cleanings and checkups.
  • Icon - Tooth

    Coverage for Major Services and Missing Teeth

    From bridges to implants - we’ve got plans to cover your needs.
  • Icon - Heartbeat

    Peace of Mind

    Your dental health is important to your overall health and prevention is key.
 

MAKE SURE YOUR SMILE IS PROTECTED

Finding the right dental insurance plan starts with knowing what you’re looking for. Here are a few things to consider when looking for or comparing plans.

WHAT DO DENTAL PLANS COVER?

Each provider has different coverage details, but all plans provide regular checkups and cleanings. It’s best to start the quote process to see which plans cover what you’re looking for. For example, some plans may provide implant and major services coverage, but no missing tooth coverage. Use the comparison guide to select what you need.

HOW MUCH WILL IT COST?

Monthly fees are associated with each plan along with a deductible. All prices differ by provider and coverage.

WHAT TYPE OF COVERAGE DO YOU NEED?

When starting the selection process, you will be asked if you are purchasing insurance for an individual, you + 1, family (3+), or child-only.

WHICH PROVIDER IS THE BEST?

As you go through the selection process, we recommend selecting plans based on your needs. Whether you’re looking to stick with your current dentist or want to choose a plan for its value, all options are available.

BEFORE YOU SHOP, HERE’S A GUIDE
TO HELP WITH INSURANCE LINGO

INSURANCE LINGOTERMINOLOGY BREAKDOWN
PPOPreferred Provider Organization - allows plan holders to visit a wide range of dentists and hospitals.
HMOHealth Maintenance Organization - plan holders have a certain network of dentists and hospital they can visit.
DISCOUNT PLANSA set discount on services. Must see a participating dentist to take advantage of the discount.
CHOICE PLANSA group of plans that does not require you to stay in-network. You have the flexibility to visit any provider.
NETWORKA group of dentists that have accepted certain plans and discounts.
OUT-OF-NETWORKA dentist that does not accept your coverage or plan.
DEDUCTIBLEA yearly or one-time fee that must be paid before the insurance company covers anything.
ANNUAL MAXIMUMThe maximum dollar amount a dental plan will pay toward the cost of dental care within a specific time period (usually January through December).
MONTHLY-PREMIUMYour monthly plan fee.