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Financial Security
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Term Life Insurance

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  • 5/1/2025
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  • Term life insurance shopping made easy
    Instant quotes, quick enrollment, immediate coverage
  • Term life insurance plans from top carriers
    Allstate Health Solutions

Term life insurance plans from a trusted brand

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Simple, affordable term life insurance plans

Term life insurance is a cost-effective option for life insurance providing budget protection for your loved ones—income replacement, future college expenses, paying off a mortgage and more. Shop for the right plan for you today.

 

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Is term life insurance right for you?

Term life insurance is ideal for those looking to ensure debts don’t leave your family in a tight financial situation. With temporary coverage, you’ll find lower rates when compared with whole life insurance. How does term life coverage work?

Frequently asked questions for term life insurance

What happens if I outlive my term life insurance policy?
If you outlive your term, the coverage ends, and no benefits are paid out. You may have the option to renew, convert to a permanent policy, or let the policy lapse.
How much term life insurance do I need?
The coverage amount depends on your financial situation, including debts, income replacement needs, and future expenses like education or retirement.
Can I renew my term life insurance policy?
Yes, many term life policies offer renewal options at the end of the term, though premiums will likely increase based on your age and health at the time.
Is term life insurance taxable?
Generally, the death benefit paid to beneficiaries is not subject to income tax.

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