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Bridge the Gap with Flexible Health Coverage
Short-Term Health Insurance
Allstate is changing term lengths based on new government factors. Hang tight. Please do not enroll any clients today.

Find the right short term medical plan today!
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  • 10/1/2025
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  • Short-term health insurance shopping made easy
    Instant quotes, quick enrollment, coverage starts tomorrow
  • Meet your immediate medical needs hassle-free
    Flexible plan designs and affordable options

Short-term health insurance plans from top brands

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Health insurance that fills the gaps

Whether you're between jobs, just graduated or find yourself in limbo, rest assured short-term medical insurance can protect your budget and health when unexpected injuries or health issues arise. 

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What does short-term health insurance cover

Short-term medical insurance is designed to provide temporary health coverage. It typically provides some level of coverage for emergency care, hospitalizations, doctor visits and diagnostics like X-rays. You can also find coverage for some prescriptions. 

 

 

Short-term health insurance FAQs

What is short-term medical insurance?
Short-term medical insurance provides temporary coverage designed for those in transition (in-between jobs) or seeking temporary coverage.
How long does coverage last?
You can purchase coverage for up to 364 days, depending on your state and the plan you choose.
Can I customize my plan?
Yes, we offer a variety of plans for you that work to align with your specific needs.
Are pre-existing conditions covered?
Generally, short-term medical plans do not cover pre-existing conditions.

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