Pet Blog / The Best Dog Insurance Plans

The Best Dog Insurance Plans

In the same way that you have health insurance for yourself and your family, you can get pet insurance for your dog. The right policy can help cover the cost of veterinary care. And because the best pet insurance for dogs offers a variety of affordable plans, you won’t need to break the bank to get this valuable support.  

What is the best dog insurance? We’ve compiled a short list below, along with additional information that can come in handy when you’re shopping for a high-quality plan for your furry friend. 

What is the best pet insurance for dogs?
Pets Best
Healthy Paws
Do dogs really need insurance?
How much is vet insurance for a dog?
Shop for the best dog insurance plans on Direct Benefits Marketplace


What is the best pet insurance for dogs?  

Veterinary care can be expensive. Thankfully, there are many pet insurance providers to choose from. Some plans are more comprehensive than others, and some have higher out-of-pocket costs. So, when browsing the options available in your area, it’s wise to take a close look at all of the details, from the premium to the waiting period. 

Here are a few of the best dog health insurance providers we recommend:

1. Pets Best

Pets Best can provide you with a customized plan that may help you save money when your dog needs to go to the vet. For example, you can get support for accidents, illnesses, and routine care. Plus, this company’s handy app and 24/7 helpline can ensure they’ll be there for you when you need them.  


You’ve undoubtedly heard of the ASPCA, but did you know that they offer pet insurance? You can choose from plans that will provide support if your dog is injured, and you can get more coverage in case your pet gets sick. Plus, some plans might include coverage for hereditary and behavioral conditions too. 

3. Petplan

Petplan is another provider that can help you find a plan that will suit your budget and needs when it comes to coverage for veterinary care. Many illnesses and injuries are covered, and other benefits might include coverage for diagnostic tests, holistic care, behavioral therapy, chiropractic care, and more. 

4. Nationwide

Nationwide offers some of the best dog insurance with wellness coverage. You might be able to receive support for everything from accidents and injuries to testing and diagnostics. Plus, you might even be able to get help for common, serious, and chronic illnesses, as well as hereditary conditions. 

5. Trupanion

Trupanion can help cover the cost of care if your dog is injured or ill. Plans may help with diagnostic tests, surgeries, medications, supplements, hospital stays, prosthetic devices, and more. But, as is the case when shopping for any pet insurance, it’s important to look for restrictions and out-of-pocket costs.

6. Embrace

In addition to helping you pay for vet care to treat unexpected illnesses and accidents, Embrace has plans that can help cover the cost of various conditions. They also offer a diminishing deductible, along with coverage for dental illness, curable pre-existing conditions, and prescription medications. Plus, they have a 24/7 pet health line.   

7. Healthy Paws

Healthy Paws can be there to help if your dog is diagnosed with an illness or ends up hurt. Plans may provide coverage for diagnostics, medications, specialty care, emergency care, hospitalization, alternative treatment, and more. However, like other pet insurance providers, there are restrictions on pre-existing conditions. 

Do dogs really need insurance?

You might be wondering if pet insurance for dogs is worth it. The simple answer is, yes, it definitely can be! 

Your wallet may benefit from a comprehensive and reliable dog insurance policy at any stage of your pet’s life, whether you’ve brought a new puppy home or you have a senior dog

If you’re concerned about being able to pay for veterinary care to keep your companion happy and healthy, the right insurance can give you peace of mind. You never know if your dog will become sick unexpectedly, if they’ll develop a chronic condition, or if they’ll get hurt by accident while playing. And some plans will even cover routine wellness care, which can also add up. 

How much is vet insurance for a dog?

Prices for pet insurance vary based on factors like where you’re located, the insurance provider you choose, and the amount of coverage you sign up for. Providers might also ask about your dog’s age, breed, and/or medical history to determine how much a plan will cost.

Basic plans will likely be more affordable than comprehensive policies with extras. Generally, you might find that some plans have ultra-affordable premiums that are less than $50 per month, while other plans might cost over $200 per month. 

As you shop, consider details like out-of-pocket costs (e.g. premium, deductible) and reimbursement rates, as well as annual or lifetime limits. And keep in mind that there may be certain conditions or types of care that might not be covered. 


Shop for the best dog insurance plans on Direct Benefits Marketplace

Your dog is a part of your family, so you want to be able to afford top quality veterinary care. If you’re ready to shop for pet insurance for your fur baby, you might be pleasantly surprised by all of the options that are out there. Use the Direct Benefits Marketplace to compare plans and enroll with ease.