Your cat could quickly go from calmly lounging to madly zooming around the house, and that’s just one of many reasons why they’re so lovable and fun. But your feline friend’s curiosity could land them in trouble, too, so accidents and injuries that require an expensive trip to the vet might happen. And, like people, kitties might get sick and require treatments and medications to heal, especially as they get older.
Harsh truth: veterinary care can be expensive, even when you take your cat for a wellness exam. That’s why so many pet owners opt to get insurance designed to make things more affordable. To give you an idea of what’s available, here’s some information on several of the companies that offer pet insurance plans for cats.
Overview
Best pet Insurance for cats: 6 options to consider
Pets Best
Spot
Lemonade
Figo
Prudent Pet
Pumpkin
Is it worth getting pet insurance for a cat?
What should you keep in mind when shopping for cat insurance?
Find the best cat insurance plans on Direct Benefits Marketplace
Best pet insurance for cats: 6 options to consider
What is the best insurance company for cats? Well, as is the case when shopping for any type of insurance, the provider and plan that’s right for you is the one that gives you the level of coverage you want at a price you can afford. And the great news is you have a lot of options to choose from!
Below is a short list of some of the top pet insurance providers that cover veterinary care for kitties:
1. Pets Best
Pets Best is an insurance company known for reliable customer service, customizable plans, and speedy claims processing. Plans may reimburse you up to 90%, and you can look for coverage that may help pay for care related to illnesses, accidents, emergencies, congenital conditions, hereditary conditions, cancer, and more. Plus, you can add on a wellness plan to get support when it comes to routine trips to the vet that might include preventive care, spay/neuter procedures, dental cleanings, vaccinations, etc.
2.Spot
Spot pet insurance offers plans that cover cats of all ages, and if you have more than one kitty, you might be able to get a discount. Plans may provide coverage for hereditary conditions, chronic issues, and behavioral issues, as well as accidents and illnesses. On top of all of that, you have the option of adding on preventive care coverage. Plus, with a customizable deductible, reimbursement rate, and annual limit, you might be able to personalize a plan to suit your budget.
3.Lemonade
Petplan is another provider that can help you find a plan that will suit your budget and needs when it comes to coverage for veterinary care. Many illnesses and injuries are covered, and other benefits might include coverage for diagnostic tests, holistic care, behavioral therapy, chiropractic care, and more.
4. Figo
Nationwide offers some of the best dog insurance with wellness coverage. You might be able to receive support for everything from accidents and injuries to testing and diagnostics. Plus, you might even be able to get help for common, serious, and chronic illnesses, as well as hereditary conditions.
5. Trupanion
Trupanion can help cover the cost of care if your dog is injured or ill. Plans may help with diagnostic tests, surgeries, medications, supplements, hospital stays, prosthetic devices, and more. But, as is the case when shopping for any pet insurance, it’s important to look for restrictions and out-of-pocket costs.
6. Embrace
In addition to helping you pay for vet care to treat unexpected illnesses and accidents, Embrace has plans that can help cover the cost of various conditions. They also offer a diminishing deductible, along with coverage for dental illness, curable pre-existing conditions, and prescription medications. Plus, they have a 24/7 pet health line.
7. Healthy Paws
Healthy Paws can be there to help if your dog is diagnosed with an illness or ends up hurt. Plans may provide coverage for diagnostics, medications, specialty care, emergency care, hospitalization, alternative treatment, and more. However, like other pet insurance providers, there are restrictions on pre-existing conditions.
Do dogs really need insurance?
You might be wondering if pet insurance for dogs is worth it. The simple answer is, yes, it definitely can be!
Your wallet may benefit from a comprehensive and reliable dog insurance policy at any stage of your pet’s life, whether you’ve brought a new puppy home or you have a senior dog.
If you’re concerned about being able to pay for veterinary care to keep your companion happy and healthy, the right insurance can give you peace of mind. You never know if your dog will become sick unexpectedly, if they’ll develop a chronic condition, or if they’ll get hurt by accident while playing. And some plans will even cover routine wellness care, which can also add up.
How much is vet insurance for a dog?
Prices for pet insurance vary based on factors like where you’re located, the insurance provider you choose, and the amount of coverage you sign up for. Providers might also ask about your dog’s age, breed, and/or medical history to determine how much a plan will cost.
Basic plans will likely be more affordable than comprehensive policies with extras. Generally, you might find that some plans have ultra-affordable premiums that are less than $50 per month, while other plans might cost over $200 per month.
As you shop, consider details like out-of-pocket costs (e.g. premium, deductible) and reimbursement rates, as well as annual or lifetime limits. And keep in mind that there may be certain conditions or types of care that might not be covered.
Shop for the best dog insurance plans on Direct Benefits Marketplace
Your dog is a part of your family, so you want to be able to afford top quality veterinary care. If you’re ready to shop for pet insurance for your fur baby, you might be pleasantly surprised by all of the options that are out there. Use the Direct Benefits Marketplace to compare plans and enroll with ease.