Pet Insurance for Cats | Direct Benefits

Pet Insurance for Cats

cat at the vets office

Your cat is a buddy to snuggle up with, play with, and who is there for you through good times and bad. 

As your companion, you want to protect your cat and provide them with what they need to live a long and healthy life. Pet insurance ensures your pet is taken care of without the burden of substantial veterinary bills.

What is Pet Insurance for Cats?

Whether you have a brand new kitten, an elderly cat, or a pet that falls somewhere in between, insurance will give you peace of mind that they will have access to the best care possible when they become hurt or sick. At the same time, you don’t want to empty your wallet in the process. Pet insurance helps to cover or at least mitigate the costs that build up throughout your cat’s treatment. 

While even with insurance you will pay for treatment upfront, most plans will reimburse you for costs associated with veterinary visits, diagnostics and testing, surgery, pain medication, and other follow-up care. You’ll just need to submit a claim to your provider.

Time is of the essence in securing your pet insurance coverage. If your pet becomes ill or is injured in an accident and you don’t have insurance, it will already be too late to do so, and you will be responsible for all costs associated with treatment. It’s not fun to think about something bad happening to your furry companion, but being prepared will save you from additional distress in the event it does.  

What is Covered by Cat Insurance?

Cat health insurance policies will vary, but they typically cover the following:

  • Accidents
  • Illnesses
  • Hereditary conditions
  • Chronic conditions
  • Cancer
  • Diagnostics
  • X-rays, blood tests, and ultrasounds
  • Surgery
  • Hospitalization
  • Prescription medications
  • Emergency care

Most plans do not cover pre-existing conditions or preventative care, such as vaccinations, heartworm tests, microchipping, and more, although add-on wellness plans may cover these.

The cost of your insurance plan will depend on the annual coverage you’re looking for, as well as where you live and your cat’s breed and age. Cat owners should do their research into different carriers and policies to find the right one for their pet (and their wallets!).

Find the Right Cat Health Insurance

The best insurance policy for you and your furry friend is out there — you’ve just got to find it. Browse available plans that fit a variety of needs and budgets.