Compare Dental Insurance Plans in Massachusetts

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  • 7/1/2025
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  • Affordable dental plans for any budget
    Offering low-cost dental plans in Massachusetts from Denali Dental
  • Flexibility & savings with PPO dental insurance
    Freedom to see any dentist, you’ll save from 20-50% when staying in-network

Compare top dental plans in Massachusetts

Denali

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Massachusetts in-network savings

When shopping for dental insurance, choosing a plan with in-network savings will offer lower costs and help you save money. The dentists that participate in these networks agree to discounted rates (see below) for their services. These are typically referred to as PPO plans.

As an example, for the state of Massachusetts, a PPO dental plan is shown below highlighting in-network savings you’ll receive by procedure. You can also check out the average cost you’ll expect to see.

Cost of dental cleanings in Massachusetts:


The average cost of a professional dental cleaning in Massachusetts is $123.

With a PPO plan, your dental cleanings costs are lowered when you visit an in-network dentist—with most plans covering those 100% with preventive care benefits.

 

Average cost

$123

Network discount

20%

Average savings

$24.60

Crown costs in Massachusetts


If you need a crown to repair a tooth, the average cost in Massachusetts is $1,531.50.

The network discount for dental crowns in Massachusetts starts around 20%.

Average cost

$1,531.50

Network discount

20%

Average savings

$306.30

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Dental implant costs in Massachusetts


The average cost of dental implants in Massachusetts is a whopping $4,251.

If you have PPO plan, implants can become much more affordable. That’s because the network discounts for dental implants in MA start from 20%.

Average cost

$4,251

Network discount

20%

Average savings

$850.20

Root canal costs in Massachusetts


Root canals can be hard on your wallet, and in Massachusetts, the average cost of a root canal is $1,800.

If you need a root canal in Massachusetts, and you hope to save money, a PPO plan can be helpful. That’s because the network discount in the state starts around 20%.

Average cost

$1,800

Network discount

20%

Average savings

$360

Dental Insurance FAQs Massachusetts

What is the best dental insurance in Massachusetts?
The best dental insurance in Massachusetts depends on your needs, your situation and where you live.

Your needs

Dental insurance covers a vast array of tooth issues and prevention. From cleanings to fillings, root canals to implants, dentures to braces, these procedures and services can add up. Which dental insurance plan you choose may depend on the need you have and the amount the insurance will cover.

Your situation

Do you need a dental procedure ASAP? Some dental plans offer no waiting periods. Are you thinking you’ll need dentures in a few years? Some plans offer increasing benefit coverage after year one. For family dental plans, some plans offer orthodontia coverage and major services for wisdom teeth.

Further, there are also full coverage plans that cost a bit more, but you’ll receive more dental benefits—multiple preventive cleanings covered 100%, major services coverage with no waiting periods, orthodontia, etc. Alternatively, there are also plans that have a limited network of dentists but offer low monthly costs and discounted rates for specific procedures.

Your location

When you shop for dental plans, you’ll find that plans have benefit-limits on which dentist you can visit. Some plans have large networks, and some plans have small networks. If you visit an in-network dentist with your plan, the benefits will be greater than if you see someone out-of-network. Your location may help you determine which plan is best for you.

How much does dental insurance cost in Massachusetts?
The cost of dental insurance in Massachusetts is determined by premiums (monthly cost) and out-of-pocket costs that vary by plan. What are some of these out-of-pocket costs?

Coinsurance

Coinsurance is the split cost of what the plan pays and what you pay. Dental insurance is categorized into dental classes: Preventive, Basic and Major services. Depending on the dental class will determine your coinsurance percentage.

Copay

A copay is the cost you pay to your dentist for each visit.

Deductibles

Deductibles are a yearly or one-time fee that must be paid before the insurance company covers your dental procedure or service.

Is dental insurance worth it?
Dental insurance helps keep your teeth healthy and protects your wallet. Dental insurance gets you into the dentist for cleanings and check-ups that help prevent major, more costly issues from occurring. If you’re in need of a dental procedure or service, dental insurance can also lower your out-of-pocket cost.
Can I purchase dental insurance on my own in Massachusetts?
Yes. Dental insurance can be purchased at any time of year, and you can purchase for yourself as an individual and for your family.

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