If you got your dental insurance from an employer in the past, you’ll find yourself lacking this important coverage when you retire. Thankfully, you can shop for a plan that’s designed with seniors in mind, so you don’t have to worry about paying for everything out of pocket.
Why is dental insurance for senior citizens so important? Well, like other aspects of your health, your teeth and gums may become more susceptible to problems as you age. Cavities, gum disease, sensitivity and pain, tooth loss, and jaw problems might all develop when you’re older, and they can all be expensive to treat.
With a comprehensive and reliable insurance plan in place, you’ll be able to see your dentist often, as well as undergo any restorative treatments you need, without breaking the bank along the way.
You might be wondering why you’d need to sign up for dental insurance if you’re covered by Medicare. Well, the truth is that Medicare doesn’t cover all of your dental care needs. While it might help with costs associated with a treatment for your overall health, such as a dental exam prior to undergoing a medical procedure, it won’t cover trips to the dentist. This means you’d need to pay for things like checkups, cleanings, fillings, dentures and implants completely out-of-pocket. All of that can take a serious toll on your budget!
What about Medicare Part C plans that you can purchase to supplement Part A and Part B? Well, you need to be extra cautious when shopping for those plans because they don’t always cover dental care either. A better route might be to purchase a separate dental insurance plan designed to cover everything from preventive care to major services. That way, you can rest assured you’ll get the financial support you need to keep your teeth and gums healthy during your golden years.
As you get older, your risk of a variety of oral health problems is likely to increase. Taking care of your teeth and gums is just as important as ever. But, as a senior, you’re likely on a fixed budget, so it might be harder to afford
the care you need.
After retirement, the last thing you want to worry about is unexpected out-of-pocket expenses related to keeping your whole mouth healthy. With the right dental insurance for senior citizens, you can more easily stick to your budget without sacrificing high-quality care.
So, what is the best dental insurance for seniors? Put simply, it’s a plan you can afford, and it’s also a comprehensive plan that will help cover even the most expensive treatments and procedures.
Here’s a list of some dental procedures that seniors might need, along with what they cost, on average: