DENTAL PLAN HIGHLIGHTS

• Employers choose 4 dental plan designs
• Pick from select plan designs or customize their own
• Annual maximums of $500 or $1,000
• Preventive coverage at 100%, Basic coverage at 80%
• 3 options offer orthodontia coverage

VISION PLAN HIGHLIGHTS

• 2 plans to choose from – low or high
• $10 co-pay
• High plan - $130 allowance on frames / $120 on contacts
• Low plan offers 35% off retail for frames / 15% off retail for contacts

BASIC LIFE / AD&D HIGHLIGHTS

• $10,000, $15,000, $25,000 & $50,000 options
• Option to enroll spouse or children
• Basic life needs 100% participation

VOLUNTARY LIFE PLAN HIGHLIGHTS

• $10,000 - $100,000 of Voluntary Term Life/AD&D
• Spouse $5,000 - $10,000 coverage
• Child $2,500, $5,000, $7,500, $10,000 coverage

STD PLAN HIGHLIGHTS

• 4 plans to choose from
• Weekly benefits amounts of $100 - $200 or 60% to $1,250
• Max benefit periods of 13 or 26 weeks

CRITICAL ILLNESS PLAN HIGHLIGHTS

• 10-24 lives: $5,000
• 25-99 lives: $5,000 or $10,000
• All benefit levels are guaranteed issue
• Reoccurrence and additional occurrence benefits included

DENTAL PLAN HIGHLIGHTS

Group size: 2+

States available: All but CA, CO, CT, HI, LA, MI, NJ, NM, TN, and SC

All Other States Provider search: DenteMax Network

• Voluntary down to two with NO participation requirements
• Choice of any dentist
• Waiting period takeover credit

LIFE PLAN HIGHLIGHTS

• Group size 2-4 $50,000 guaranteed issue
• Group size 5-9 $75,000 guaranteed issue
• 25% employer-paid plans for groups 2-9 and 10+
• Dependent life available

VISION PLAN HIGHLIGHTS

• Utilizes EyeMed network
• Options for comprehensive coverage or materials only

STD PLAN HIGHLIGHTS

• Groups down to 2 eligible
• 60% up to $1,000/week
• Non-occupation coverage
• 1st day accident/8th day illness coverage

LTD PLAN HIGHLIGHTS

• 60% up to $6,000/month
• Waiver of premium
• 24 month own-occupation